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Auto Insurance Requirements in Iowa
Liability insurance helps cover property damage and bodily injury claims after an accident that you are primarily at fault. The policy limit stated in your auto insurance policy is the maximum amount paid by the insurance company for property damage and bodily injury claims.
Typically, policy limits are stated as three amounts, separated with slashes. For example 25,000/50,000/10,000 or 25/50/10.
In the state of Iowa, auto insurance requires maintaining liability limits of at least:
- Bodily Injury per Person – $20,000
- Bodily Injury per Accident – $40,000
- Property Damage – $15,000
Auto Insurance by City
- Des Moines
- Cedar Rapids
- Sioux City
- Iowa City
- West Des Moines
- Council Bluffs