Auto Insurance Requirements in New Jersey

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Auto Insurance Requirements in New Jersey

Liability insurance helps cover property damage and bodily injury claims after an accident that you are primarily at fault. The policy limit stated in your auto insurance policy is the maximum amount paid by the insurance company for property damage and bodily injury claims.

Typically, policy limits are stated as three amounts, separated with slashes. For example 25,000/50,000/10,000 or 25/50/10.

 

In the state of New Jersey, auto insurance requires maintaining liability limits of at least:

  • Bodily Injury per Person – $15,000
  • Bodily Injury per Accident – $30,000
  • Property Damage – $5,000

Auto Insurance by City

  • Newark
  • Jersey City
  • Paterson
  • Elizabeth
  • Edison
  • Toms River
  • Clifton
  • Trenton
  • Camden
  • Passaic