Auto Insurance Requirements in New York

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Auto Insurance Requirements in New York

Liability insurance helps cover property damage and bodily injury claims after an accident that you are primarily at fault. The policy limit stated in your auto insurance policy is the maximum amount paid by the insurance company for property damage and bodily injury claims.

Typically, policy limits are stated as three amounts, separated with slashes. For example 25,000/50,000/10,000 or 25/50/10.

 

In the state of New York, auto insurance requires maintaining liability limits of at least:

  • Bodily Injury per Person – $25,000
  • Bodily Injury per Accident – $50,000
  • Property Damage – $10,000

Auto Insurance by City

New York City

Car Insurance in New York

If you are looking for cheap auto insurance in New York, take the time to shop around. Rates can vary greatly between companies for the same coverage. View our list of cheap car insurance companies in New York.

RV Insurance in New York

We recommend shopping around for quotes on RV insurance in New York. You may be able to get the same coverage on your motorhome, camper, travel trailer or horse trailer at a lower rate from one company to another. View our list of cheap RV insurance companies in New York.

Motorcycle Insurance in New York

When looking for motorcycle insurance in New York, we recommend getting quotes from several different companies to get the best rate. View our list of cheap motorcycle insurance companies in New York.